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A market update on real estate inventory

A market update on real estate inventory

If you are looking to purchase a home in Roseville, or just tend to follow market trends, you are probably interested in where things are currently at with real estate inventory. That is why we have decided to provide some key stats as to where inventory stands right...

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Loan Product Info – USDA Financing!

Loan Product Info – USDA Financing!

Did you know that the whole island of Kauai is USDA eligible? Did you know that the USDA loan program allows for you to put down 0% if qualified? Below is some information on the program that will help you learn more about the USDA loan program. The US Department of...

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Placer Parkway Project

If you’re like me you’ve been stuck in annoyingly slow traffic on Highway 65 between Lincoln and I-80 (happens to me almost daily). But did you know about the Placer Parkway project, and that it is already underway? Once completed the $660 million new highway will...

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Refinances are on the rise

Refinances are on the rise

The real estate market is currently experiencing an uptick in the number of refinances taking place. According to the Mortgage Bankers Association, more borrowers with home loans are refinancing. The Mortgage Bankers Association reports that the Refinance Index jumped...

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Clarifying some of the myths about credit scores

Clarifying some of the myths about credit scores

American consumers still have a lot of misconceptions about how the home loan process works. This has become a big barrier for potential home owners. A recent Fannie Mae study revealed that most believe it is more difficult to qualify for a home loan than it actually...

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VA Loan caps removed by recently passed law

VA Loan caps removed by recently passed law

A new law that recently passed at the federal level will remove the cap on the amount a Veteran can borrow through the VA Loan Program. As part of the Blue Water Navy Vietnam Veterans Act of 2019, the Department of Veterans Affairs will leave it up to individual...

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Home owners have built up a record amount of equity

Home owners have built up a record amount of equity

Do you own a home in Oahu? If you do, you could be sitting on a whole lot of equity. That is because home values across the country are at a record high. According to recent data from the Federal Reserve, home values hit a collective $26.1 trillion, a record in the...

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Hawaiian Culture

Hawaiian Culture

Since moving to Hawaii, I have heard and used the word ‘culture’ more than I ever have in my daily conversations. Culture is such an important thing about Hawaii. We knew this before moving here full time, and prepared for it as much as we could by reading books and...

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Loan Product Info – USDA Financing!

Loan Product Info – USDA Financing!

Did you know that the whole island of Kauai is USDA eligible? Did you know that the USDA loan program allows for you to put down 0% if qualified? Below is some information on the program that will help you learn more about the USDA loan program. The US Department of...

read more
Loan Product Info – Renovation Financing!

Loan Product Info – Renovation Financing!

This is a super cool product that we offer, because it allows the purchaser to purchase or refinance a home in less-than perfect condition, make immediate improvements, and pay for them over time! Who does it benefit? Homebuyers – resolve property problems or required...

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Lower premiums could be on the way for FHA Loans

Lower premiums could be on the way for FHA Loans

Premiums for FHA Loans could be going down for first-time home buyers. New legislation, called the Housing Financial Literacy Act of 2019, has been approved by the U.S. House of Representatives. FHA Loans are backed by the Federal Housing Administration and have been...

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Housing market expected to heat up in summer

Housing market expected to heat up in summer

The month of May brought a jump in the number of pending homes for sale across the country. This, according to a report from the National Association of Realtors (NAR), which found that recently signed contracts for the purchase of real estate increased to 105.4, up...

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More home buyers utilizing FHA Loans

More home buyers utilizing FHA Loans

If you have been considering utilizing an FHA Loan in the Seattle/Renton/Tacoma areas, then you aren't alone. According to a recent report by the Wall Street Journal, more and more Americans are utilizing down payment assistance programs such as FHA Loans. In fact,...

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